How to deposit money into Moomoo using FPX (screenshot for every screen)

Depositing into Moomoo using Malaysian online banking is the easiest step in the whole journey — the money usually arrives in a few minutes, and there’s no charge.

What you need to pay attention to isn’t how, but the order you do things in.

Before you start

• Your account has passed KYC. You can’t deposit at all before that.
• A bank account under your own name. The bank account holder’s name must match your Moomoo account name. Deposits from someone else’s account — including a spouse’s or parent’s — will be rejected and the money returned. This is an anti-money-laundering rule, not a Moomoo quirk.
• You know how much you want to deposit. To qualify for the reward campaign, there’s a specific minimum amount and a specific time window.

Part 1 — Enter the promo code first

1

In the Moomoo app

Find Special Deposit

This page is a little hidden — it’s not in the main menu. The fastest way is through search.

Tap the magnifying glass icon at the top of any tab, then type special deposit.

One result will appear with a small square icon and orange text reading Special Deposit. Tap it.

⤢

Tap this

2

In the Moomoo app

Enter the promo code, then tap Deposit Now

The Special Deposit screen is very simple — which is exactly why it’s easy to overlook something.

First check the account at the top: it should read Moomoo MY with a Malaysian flag. If you have more than one account, make sure the right one is selected.

Type the promo code into the Enter promo code box. Type it exactly — correct case, no spaces before or after.

Notice the Deposit Now button below: it stays grey and untappable until a valid code is entered. That’s a useful signal — if the button is still grey after you type, your code is mistyped or no longer valid.

⤢Check account: Moomoo MY

Type codeDeposit Now

Part 2 — Make the deposit

3

In the Moomoo app

Choose a deposit method

Tap Deposit Now from the previous screen, or go straight to the Accounts tab → Deposit icon.

There’s another, tidier route worth knowing: Accounts tab → Transfers. That page gathers Deposit, Withdraw, Exchange, Transfer Stock In, Bank Account, and Cash Transfer into one list — plus a full History of every deposit and withdrawal below it.

You’ll see three options, and all of them are free:

• GXBank Express Deposit — if you have a GXBank account. Fastest option.
• FPX Express Deposit — marked Popular. This is the option for most people: it connects directly to online banking for any Malaysian bank.
• Bank Transfer — a manual transfer. Slower and more steps. Use this only if the two above don’t work.

Each option shows an estimated time — usually about 5 minutes.

For beginners, choose FPX Express Deposit.

⤢All money functions

⤢

FPX

4

In the Moomoo app

Choose your bank

A full list of Malaysian banks will appear: Maybank2U, CIMB Clicks, Public Bank, RHB Now, Hong Leong Connect, Bank Islam, AmOnline, Bank Rakyat, BSN, OCBC, UOB, Standard Chartered, Alliance Bank, Affin Bank, and others.

Tap the bank you use for online banking.

Pick the right one. If you select Maybank but log in to CIMB, the transaction will fail and you’ll have to start over.

⤢

5

In the Moomoo app

Enter the amount — and read the name note

This screen shows:

• Deposit Method — the bank you chose earlier
• Account Name — your name as recorded by Moomoo
• Deposit Amount — a box to type the amount

Below the amount field there’s a note you must read:

Please deposit from your own bank account carrying your own name.

This isn’t a suggestion. If the bank account holder’s name doesn’t match your Moomoo account name, the deposit will be rejected and the money returned after a few days.

Type your amount and double-check it — make sure there’s no extra or missing zero. Then tap Deposit Now.

⤢READ this note

Type amount

How much should I deposit the first time?

This is a personal question, but there are two practical considerations:

1. There’s a minimum for the reward campaign. If you actually want to claim the new user reward, your deposit needs to hit the minimum amount and happen within 30 days of you registering. The reward amount scales with deposit size. Current details are on the reward page.

2. Flat fees make very small purchases inefficient. Every Bursa stock order carries a flat RM3 Platform Fee, regardless of size. If you deposit RM200 and buy RM200 worth, that RM3 fee alone is already 1.5% of your capital before anything else happens. Full breakdown in the buy your first stock tutorial.

Deposit an amount that lets you make a reasonable first purchase — and one you won’t need for expenses in the next 6 months.

If you get stuck

“The money left my bank but hasn’t arrived in Moomoo” Check Accounts → All → Funding History first. If there’s no record, contact customer service in the app (Discover → Me → Support, full walkthrough here) with your receipt or reference number from the bank. Cases like this are usually resolved within 1–2 business days.

“My deposit was rejected and returned” The most common cause: the bank account holder’s name doesn’t match your Moomoo account name. Use a bank account under your own name.

“I deposited but forgot to enter the promo code first” That deposit most likely won’t count toward the campaign. Enter the code now, then contact customer service to ask whether a future deposit can count instead. Don’t assume it’ll sort itself out.

“The Deposit Now button is grey and won’t tap” Your promo code hasn’t been entered, or it’s invalid. Check the spelling, the case, and make sure there are no blank spaces before or after the code.