Invite family or friends to start investing — ready-to-copy message templates, with full conditions

Comfortable with Moomoo now and want to invite a sibling, spouse or parent? This page has ready-to-copy WhatsApp message templates with link and code, the full reward conditions, when is a good time for them to register, three things Daus asks you to do, and how to become a referrer yourself through Invite Friends.

📂 Becoming an Investor⏱️ Read time 9 min read

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Daus has noticed a pattern in his DMs that makes him happy. There was a mother who sent her son to open an account, and a husband who helped his wife get started. People who already understand bring along the people they love.

But Daus has also seen what can go wrong when good intentions aren’t followed by the right approach. So this page has four parts: three things Daus asks you to do first, message templates already complete with conditions, the reward conditions, and how to become a referrer yourself if you want to use your own link.


Three things before you invite someone

1. Ask first, don’t push, and don’t tell them to register too early

Everyone has their own financial situation. Some still carry credit card debt, some don’t have an emergency fund yet. For them, investing right now could make things worse.

Send them to Phase 0 of the learning path first. If they can’t tick all four things in that phase yet, it’s better to wait.

Also, don’t tell them to register Moomoo today if the money for the first deposit isn’t ready. The 30-day clock for the reward starts running from the day they register.

Daus’s rule: start Moomoo at RM1,000

Daus recommends opening a Moomoo account once you have RM1,000 ready for the first deposit. The new-user reward starts at RM1,000, and every order carries a fixed fee (RM3 for a Bursa trade), which eats a big share of a small balance. Technically there is no minimum deposit — this is Daus’s advice.

Not at RM1,000 yet? Don’t register yet, because the 30-day reward clock starts the day you register. Save up first in Versa Cash-i or ShopeePay Money+, and practise with Paper Trading or the simulator meanwhile. (Daus also has referral codes for Versa and Money+.)

2. Register using their own name and phone number

This is the most important part, and the one people get wrong most often.

A Moomoo account must be registered using the account holder’s own IC, name and phone number, and one IC can only have one account. The deposit must also come from a bank account in the account holder’s own name.

Daus once came across a case where a husband made a deposit from his own Affin account into his wife’s Moomoo account. The names didn’t match, so the deposit got stuck with a status of Pending and was eventually returned. Time passed, and the 30-day window for the reward got tighter and tighter.

You can sit beside them and show them, but let them be the one who taps the button. That way they learn, and the account is genuinely theirs.

3. Don’t become their money manager

Share what you do yourself. But don’t pick stocks for them, and don’t hold their password or OTP. If the market drops later, they need to understand for themselves why they bought, not blame you for it.

Show them how to choose their own investments and how to spot scams. Those two pages are worth more than any stock name.


Ready-to-copy message templates

The two versions below have the link, code, full reward conditions, and commission disclosure. The opening sentence in square brackets [ ] is deliberately left blank. Write what you genuinely do yourself, because a message in your own words is more believable, and don’t claim things you don’t do. The green button opens WhatsApp with the message already filled in, and you choose who to send it to.

For a friend or sibling

Open in WhatsApp

You can edit the wording in this box before you copy or send it.

For parents or an older family member

Open in WhatsApp

You can edit the wording in this box before you copy or send it.

If you just want to send the code:

Special Deposit code
DAUSDK37

Reward conditions, so there’s no misunderstanding

This reward is for new users only, and it’s just a bonus. If your family wants to claim it, all of these conditions are compulsory, in this order:

  1. Register when RM1,000 is ready. The 30-day clock starts on the day of registration.
  2. Code first, deposit after. Register using Daus’s link, and make sure the Referrer line shows under the campaign picture. Once the account is approved, enter code DAUSDK37 at Special Deposit before the first deposit. If they deposit first without the code, the extra from Daus’s code is usually missed. The safest way is to make the first deposit RM1,000 or more straight away.
  3. First deposit of at least RM1,000, within 30 days of registering. A deposit of RM1,000 gets about RM150. There are higher tiers for bigger deposits, up to RM1,500 for RM40,000. If they really want a higher tier, the safest way is to put that full amount in as the first deposit.
  4. Tap Claim themselves. The reward doesn’t arrive by itself.
  5. Keep the deposit in for 60 days. The money can be withdrawn any time, but if the net deposit balance falls below RM1,000 before 60 days, the RM50 coupon and the Apple stock won’t unlock.

Campaign terms can change, so check in the app. The schedule for when each reward lands is on the reward page.

Disclosure

The link and code in these templates belong to Daus. Daus is a Marketing Representative for Moomoo Malaysia, and Daus earns a commission when your family or friend registers and deposits. It adds no extra cost for them. The templates already include that disclosure sentence, so please don’t remove it when you edit the wording.


Want to become a referrer yourself?

You can. Moomoo has a Refer A Friend programme for regular users, so you can use your own referral link and earn a reward when your friend registers and deposits. Under the official terms, this programme is for Malaysian residents.

How to find your link: open Me → Invite Friends (if there’s no Me tab on the bottom bar, open Discover → Me). The referral campaign page opens. Tap Refer now to share your link.

Me → Invite Friends → Refer now
  1. Invite Friends
Tap Invite Friends
  1. Refer now
The referral campaign page

Scroll down that page to see the Refer A Friend table. This is what it showed in October 2026:

Your friend Your reward
Registers an account RM10 coupon (maximum 10 coupons, so RM100)
Deposits at least RM1,000 RM100 cash coupon (maximum 20)
Deposits RM10,000 50% commission waiver card (3 months) + Apple stock worth RM200
Transfers in at least RM10,000 of stocks 50% commission waiver card (3 months) + Apple stock worth RM100
  1. Referrer reward table
The Refer A Friend table, October 2026.

A few things you should know:

  • When it arrives: cash coupons go into Me → Coupons, and under the official terms they’re credited within 7 working days. The Apple stock for the RM10,000 tier only becomes active after your friend keeps that deposit in for 60 days.
  • Amounts change with the campaign. The table above is what showed in October 2026. The top of that page sometimes has limited-time bonuses with other conditions. Read the conditions and dates in the app before promising your friend anything.
  • Your friend must click your link BEFORE depositing. Under the official terms, if a friend has already deposited before clicking your link, a request to link them afterwards will be rejected.
  • One IC, one account. Don’t register an account for someone else, and don’t tell anyone to open a second account.
  • The RM1,000 suggestion still applies. Even though there are rewards for friends who deposit small amounts, the fixed fee per order still eats into a small starting amount. So still suggest they start once they have RM1,000.

After they register

Send them the learning path from zero. Go through Phase 0 to Phase 3 together, one phase at a time.

After they buy their first stock, send them the page After your first buy, then what?. That page saves more people from quitting early than anything else, because it explains why a red number on the first day is normal.

And if they have a question you’re not sure about, tell them to ask Daus directly. Daus’s guidance on WhatsApp is free, and it’s better they ask than guess.

Don't have your own account yet? Start here first.

Once you have RM1,000 ready: register through Daus's link, enter the code DAUSDK37 under "Special Deposit" BEFORE your first deposit, deposit RM1,000 within 30 days of registering, tap Claim yourself, and keep the deposit in for 60 days. About RM150 for a RM1,000 deposit, up to RM1,500 for a larger one.

Sign Up & Claim Your Reward

Daus is an official Marketing Representative for Moomoo Malaysia and earns a commission when you register and deposit. It costs you nothing extra.

Ask Daus